Insights Tara Yu Insights Tara Yu

In conversation with HKEX CEO Nicolas Aguzin

“ I don’t anticipate a significant shift in our strategy around being ‘China anchored’. China is a very strategic advantage that HKEX has, and we should leverage it to the maximum as possible”. ——Nicolas Aguzin, CEO of HKEX

 

I don’t anticipate significant shift in our strategy around being ‘China anchored’. China is a very strategic advantage that HKEX has, and we should leverage it to the maximum as possible”. ——Nicolas Aguzin, CEO of HKEX

It is undeniable that China has played a significant role in bringing Hong Kong onto the international stage of the financial industry. Hong Kong is a gateway that connects China and the rest of the Western world. Its diversification has drawn influxes of capital flow into the city, which brings wealth and prosperity that lasted for decades.

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Finance Mandarin is your take-off point to enter the China market. We help business executives to hone the business Mandarin language to ameliorate their negotiations and meetings with clients. We teach the Mandarin language using the case methodology and latest China market insights to accelerate students' learning progress.

Finance Mandarin offers 1 on 1 and group Mandarin Coaching for Business Purposes with Finance Focus materials. Enrol 1-on-1 session anytime and anywhere.

Book your class now

You learn, You earn.🌟

Follow Finance Mandarin on LinkedIn for the latest China Market news

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Finance Mandarin Unique Case Method

With the coronavirus outbreak making constant headlines these days it can be a little bit overwhelming trying to decide when to go to the doctor for other smaller issues. One has to ask themselves, “is it worth going to the doctor to fix a small problem, while at the same time risking getting infected with a larger problem?”

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Finance Mandarin takes our student to PingAn Good Doctor APP

Task-Base teaching methodologies case: Chinese online medical consultation LIVE

With the coronavirus outbreak making constant headlines these days it can be a little bit overwhelming trying to decide when to go to the doctor for other smaller issues. One has to ask themselves, “is it worth going to the doctor to fix a small problem, while at the same time risking getting infected with a larger problem?”

Luckily for people using PingAn Good Doctor App, there is an alternative for people who want to receive a great medical consultation and getting medicine without leaving their homes!

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Today, we would like to share with you the story of Kim Eun-Hee, a Korean student learning Finance Mandarin for his job in asset management. Kim graduated from an Ivy League University in the United States.

Now, he is in his gardening leave and preparing for the Level 3 of his Chartered Financial Analyst (CFA), and as such, only has limited time to learn Finance Mandarin. He invested and committed to a tailor-made 1-1 online 150-hour intensive Finance Mandarin M&A Certificate course.

Kim wants to strengthen his ability to communicate with his invested companies. He knows that his in-depth understanding of Chinese companies and fluent Mandarin communication skills will help him become more competitive in the workplace.

In today’s lesson, Kim learned about the Ping An Good Doctor platform—an online medical consultation platform in China. The PingAn Good Doctor APP is an incredibly useful platform for those living in China. In under 15 minutes, a doctor is able to judge a problem by asking relevant questions, investigating a patient’s medical history, and by looking at pictures of a potential problem.

Doctors on the app are also able to recommend what treatment a patient should take. The app is so convenient that people can also buy medicine online—eliminating long waits and the hassle of going to a drug store to pick up a prescription.

Using this platform, Kim conducted practice exercises in class, that would allow him to practice consulting a doctor in China. Together with his teacher, Kim used WeChat to log into the Ping An Good Doctor app. As part of his detailed lesson plan, Kim acted as a patient and conducted an online consultation, asking the question: “What should I do if my skin has a problem?”

The exercise allowed Kim to practice real-world applications to the vocabulary and phrases learned in class, all with the guidance of a teacher.

One of the benefits of this class is REAL role play, the task-based approach to learning. Task-based language learning allows students to focus on materials that have real-world applications. Instead of learning the language in isolation, students use their skills in ways that benefit their daily life.

For people living in China, there are many similar applications, such as Alibaba AliHealth or Tencent’s WeDoctor (Weiyi) APP. Being able to navigate these applications is integral to having a successful life in China.

In future classes, we will continue studying related topics to online medical consultations to better understand the current status of online medical treatment. Moreover, students in this intensive class will learn about China’s healthcare system, including reforms and macroeconomic policies, to better understand the future development of the Chinese medical industry, as well as its current limitations and restrictions. 

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In this Finance Mandarin LIVE online class, Kim learned about the Parent company Ping An Insurance and founder of Ping An Good Doctor, as well as the online medical business models, valuation, stock price up to the market crash. 

This lesson is only the beginning of our many amazing courses. Stick around to hear about the great classes that Finance Mandarin has to offer and the phenomenal work our students are doing all over the world.

If you want to join Business Mandarin for Finance course and learn about Ping An Good Doctor and the online Medical Health + AI industry, connect Vienne Lee for a review class: Here you can click the link for sample course content: https://www.financemandarin.com/course-fm010-asset-management

Mandarin course Asset Management | Learn Business Mandarin

Mandarin course Asset Management | Learn Business Mandarin

Book a review class with Vienne Lee today

Finance Mandarin LIVE 1-1

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J.P. Morgan's Philippe El-Asmar: ETF Pitch in Mandarin Chinese | Busy Fund Manager Learns Business Chinese | Student Showcase

Pitching in Mandarin is not easy. But where there’s a will, there’s a way.

Philippe El-Asmar, of J.P. Morgan:
✅ Why does Philippe believe in China’s success?
✅ Why does he choose to work in China?
✅ Why does he encourage his 5 kids to learn Chinese?

 

J.P. Morgan's Philippe El-Asmar: ETF Pitch in Mandarin Chinese | Busy Fund Manager Learns Business Chinese | Student Showcase

Pitching in Mandarin is not easy. But where there’s a will, there’s a way. I am proud to introduce one of my dearest students: Philippe El-Asmar, of J.P. Morgan. He just delivered an outstanding speech in Mandarin for the first launch of CIFM’s ETF in China 🇨🇳.

✅ Why does Philippe believe in China’s success?
✅ Why does he choose to work in China?
✅ Why does he encourage his 5 kids to learn Chinese?

Listen and you will be proud of him! 👏👏👏 Well done Philippe!

 
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Mark Machin, Former President & Chief Executive Officer at CPP Investment Board

Mark Machin is the Former President & Chief Executive Officer at CPP Investments.

Recognized globally as an example of sound pension plan management, CPP Investments is guided by an independent Board of Directors, operates at arm’s length from federal or provincial governments, and is managed independently from the CPP itself.

He has been learning Finance Mandarin 1-1 with Vienne Lee since 2013.

 
Mark Machin, Former President & Chief Executive Officer at CPP Investment Board

Mark Machin, Former President & Chief Executive Officer at CPP Investment Board

Dear Friends,

I just sent this message to my colleagues at CPPIB and wanted to share it with you.


Tomorrow is my last day at CPPIB. All journeys must come to an end. It has been said that it is better to travel well than to arrive. And we have traveled well.

What an incredible latest fiscal year. When I first sat in the seat as President and CEO five years ago, the assets were $278.9 billion; and it’s wonderful to have seen them grow to nearly $500 billion as of March 31. We generated returns over the last five years that none of us could have thought likely, averaging more than 11.0% per year! And you, we, have achieved this collectively. You have burnished CPPIB’s reputation as a benchmark and model for other pension funds around the world. I am so proud of each and every one of you, and I feel lucky to have worked along side you.
As I look back over the last few years, I am particularly proud of the momentum the organization has developed in a number of key areas: the use of data for investment insights; innovation and venture capital; sustainable investing; a strengthened lead in markets in Asia and Latin America; a deepened presence in Europe; a bolstered bi-coastal presence in the U.S.; greater diversity and inclusion; total fund management; installing a dedicated CIO; and, of course, improvements in all dimensions of risk management.

More important, our organization is not just about investment returns. The returns directly translate into the security and success of millions of Canadian retirements. We have been united in a common mission to serve the Canadian public; and we have delivered through your dedication, talent, and extraordinary work. That’s all the more true during the year of COVID, as we’ve been able to give comfort and confidence to Canadians at a time of intense stress and uncertainty that their pensions are safe, sound, and flourishing. You have outperformed with grace under fire. And I applaud each of you.

From tomorrow, I will be looking on with pride, and with awe, at your continued success. I have huge confidence in your future. I’d like to give a big thank you to my colleagues on the Senior Management Team, to all of you at CPPIB, to the board, and to Canada for having given me the opportunity to have worked with you all. It has been the highlight of my career. My special best wishes to John for a long and successful tenure as CEO.


Best regards,
Mark

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Mary Callahan Erdoes, J.P. Morgan's CEO of Asset & Wealth Management: Top 10 Themes That Will Define the Future of Asset and Wealth Management

Top 10 Themes That Will Define the Future of Asset and Wealth Management

1) Price

2) Scale is a matter of survival

3) Actively advising clients

4) Impact and purpose

Top 10 Themes That Will Define the Future of Asset and Wealth Management

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J. Pierpont Morgan would be proud that many of the historical tenets of the asset- and wealth-management industry still form the bedrock of how money is managed in modern times. J.P. Morgan’s first investment fund was started in the late 1800s to serve British financiers wishing to invest in the emerging United States of America. The fund’s 150-year track record is a testament to our industry’s founding principle: While the world may change, clients’ desire for investment expertise and personalized service won’t.

With that in mind, here are 10 key themes that we look forward to helping our clients navigate in the future.

1) Price. Ever since I entered the asset-management industry, skeptics have warned that fee pressure will destroy profitability and detract top talent from the profession. Fees in every industry compress at some point. Successful firms of the future will thrive by either providing commodity-like products at scale for near-zero cost, or delivering hard-to-access insights and exposures that command a premium. Our industry must strive for continuous improvement on both ends of the spectrum.

2) Scale is a matter of survival. With compressed pricing, heavy regulatory controls, and immense spend on data, analytics, and risk-management tools, firms need a relentless focus on operational efficiency, a rigorous control framework, and a disciplined prioritization process around investments for the future. In this context, scale is key. Mergers and acquisitions and outsourcing of sub-scale and noncore capabilities to service providers will enable smaller firms to refocus their efforts back into their most important asset: talent.

 
JP Morgan Wholly-Owned Subsidiary in China Opened

JP Morgan Wholly-Owned Subsidiary in China Opened

 


3) Actively advising clients. If we learned anything from the Covid-19 crisis, it is the need for sound advice in volatile times. During that time, thousands of actively managed funds outperformed their passive alternatives across asset classes and portfolios. While markets may be efficient, manager selection is key and clients need guidance. The average industry return of a balanced portfolio over the past two decades was 6.4% annually, while the actual experience of the average retail investor was only 2.9%, a stark reminder of how critical hands-on advice is.

4) Impact and purpose. Portfolio managers and research analysts have become essential for investors seeking to make an impact in the world through their assets. Over 80% of surveyed CIOs expressed intent to invest in environmentally and socially conscious companies. Analyzing CEOs and their management teams is no longer just about inquiring about their financial and operational expertise and vision, but also about the impact they make on their communities and the planet. Rising demand for companies that drive positive change will create a virtuous cycle of asset allocation for good.

5) Personalization. Today’s investors want to be intentional, not passive, in investing. They care about taxes and want to overweight companies that can make a difference. They want to avoid whole sectors, or actively own and vote on a company’s strategic plans. Giving clients the freedom to pursue their very specific objectives in a highly customized manner will continue to drive innovation in our industry.

 
JPMorgan Asset Management MRF: 6th Mainland-HK Mutual Recognition Fund

JPMorgan Asset Management MRF: 6th Mainland-HK Mutual Recognition Fund

 

6) Stable and predictable incomes. Millions of investors around the world have come to rely on their investment portfolios as a stable source of income. With individuals enjoying longer life spans and more active lifestyles, especially during retirement years, asset managers need to adapt their strategies to provide for a stable and predictable flow of income every month. Along the same lines, saving needs to start at a young age. Today, less than 40% of Americans have enough savings to pay for an unexpected $1,000 expense in cash. It is our collective responsibility to educate and advise on what is required to cover all of life’s events and milestones.

7) Understanding China. The pandemic has highlighted the interconnectivity of the world and how important China is to supply chains and new innovations. Against this backdrop, it is irresponsible to be a fiduciary of client capital and not have a deep understanding of places like China. It is hard to imagine having a true grasp of competitive global forces without on-the-ground insights of the economies, cultures, and politics of re-emerging global marketplaces. After 100 years of being on the ground in China, J.P. Morgan is poised to become the first foreign asset manager to acquire full ownership of a Chinese fund manager, pending regulatory approval. That kind of commitment will contribute massively to our global research network.

 
14th Five-Year Plan Insights: CBIRC - Real Estate - Grey Rhino with Greatest Financial Risk

14th Five-Year Plan Insights: CBIRC - Real Estate - Grey Rhino with Greatest Financial Risk

 

8) Technology drives everything. To adapt to the velocity of progress and change, technology is providing our industry access, speed, and agility like never before. With more technologists than Google and Facebook combined, J.P. Morgan invests over $12 billion annually in technology to help empower our clients and employees to work faster and more seamlessly in ever-changing markets. We need to be forward thinking and have the ability to be a disruptor. Agile, collaborative partnerships between technologists and their businesses will drive innovation and speed to market at an exponential pace.

9) Access. With a global footprint and a full suite of investment vehicles, asset managers must continue to focus on enabling first-time investors to invest in previously inaccessible areas. We are finding ways to provide more opportunities, more choice, and more power to people. Investments once only available to the largest investors in the world are now being accessed by the everyday investor. Democratization of markets should create better outcomes for investors of all sizes. 

 
 

10) A new flexibility. Our industry adapted quite seamlessly to a previously unimaginable work-from-home scenario. As such, increased flexibility will broaden talent pools and should promote greater diversity. While never losing the apprenticeship nature of our business, we should continue to find new ways of working with one another to generate even greater success.

In coming years, the industry’s winners will remain obsessed about their fiduciary responsibilities. As stewards of capital, the ability to leverage technology and scale to deliver the same extraordinary experience for every investor, with $100 or $100 million, is now within reach.

Book your Asset Management Certificate at Finance Mandarin

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ByteDance IPO Business Chinese Mandarin | Interactive Course

We may attribute the success of ByteDance to Bytedance’ artificial intelligence (AI) application and machine learning. As of November 2018, ByteDance had over 800 million daily active users (over 1 billion accumulated users) across all of its content platforms. The valuation of ByteDance was approaching USD 400 billion in 2021.

 

As of November 2018, ByteDance had over 800 million daily active users (over 1 billion accumulated users) across all of its content platforms. The valuation of ByteDance was approaching USD 400 billion for private-equity investors in Apr 2021. It was claimed that revenue is mainly generated from Douyin and Toutiao, through advertising by pushing them to the target segment. Keep reading to see how the algorithm works.

 
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ByteDance chose to go for a unique path since its establishment in 2012. Among all Chinese Internet companies, ByteDance is the first startup not receiving support or investment from Alibaba, Tencent and Baidu. In contrast, ByteDance is considered a competitor to those tech giants. Furthermore, ByteDance aims at competing with Google and Facebook.

We may attribute the success of ByteDance to its Bytedance’ artificial intelligence (AI) application and machine learning, which is APPs like Douyin(Tiktok) and Toutiao push news and videos to people “based on their interests”. The founder and CEO Zhang Yiming, who has announced to step down in late 2021, once emphasized that Toutiao was not a news application, but an AI one in the social media business. The innovative ideas can greatly increase the time consumers’ spent on the APPs as all content are tailored for them according to what they have browsed and liked previously. The more the users, the greater the database to generate a more accurate report for choosing which content to be delivered to an individual.

 
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Although all statistic looks good for ByteDance as an IPO, it was denying the rumours of it going public in Apr 2021. With that being said, people still believes IPO is their ultimate target.

 

Key takeaways in class:

  • Possible Reasons for ByteDance Founder Zhang Yiming Stepping Down

  • Business Model of ByteDance from Douyin(Tiktok), Xigua Video and Toutiao

  • The US-China Trade War

Finance Mandarin offers 1 on 1 and group Mandarin Coaching for Business Purposes with Finance Focus materials. Enrol 1 on 1 session anytime and anywhere. And Group class.

With Harvard-MBA approved case methodology.

Buy your ticket for ByteDance IPO Plan Q&A, over 1300 registration received on LinkedIn!

 
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I can do self-study to learn Mandarin already, what is the point of joining Finance Mandarin?

“ I don’t have a teacher that gives me immediate responses.”

*Alexander Bryan, a C-suite English speaker working in the capital market, frustrated when he first tried to study on his own.

Alex is highly motivated to learn Mandarin even before joining Finance Mandarin. He had tried studying by himself. But soon he acknowledged the drawbacks of it, he did not know whether he is doing right on the pronunciations and usages of the vocabularies. There is no one to correct his pronunciations. Besides, he can only learn a few words but they are not for business purposes!

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“ I don’t have a teacher that gives me immediate responses.”

 

*Alexander Bryan, a C-suite English speaker working in the capital market, was frustrated when he first tried to study on his own.

 

Alex is highly motivated to learn Mandarin even before joining Finance Mandarin. He had tried studying by himself. But soon he acknowledged the drawbacks of it, he did not know whether he is doing right on the pronunciations and usages of the vocabularies. There is no one to correct his pronunciations. Besides, he can only learn a few words but they are not for business purposes!

 

 
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The materials he accessed to was not designed for business purposes, not to mention learning the finance terms you will come across in your work. There is also no proper feedback for further explanations. There are usually no cultural aspects taught as well. While there are no interactions between teachers and students, no motivations and no comprehensive lesson plans, Alex finally made his choice:

 

Coming to 1 on 1 Finance Mandarin focused learning to prepare for his next business trips to Shanghai and Beijing soon.

 

For absolute beginners like Alex, there will be basic topics at the beginning at Finance Mandarin, and they are all customised. For Alex, we prepared some commonly used wordings in business greetings to start with, with content adjusted according to his position and company. We have been through a joyful lesson time indicated by positive feedback received afterwards!

 
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 Resources online lack personalized content for executives. With that being said, Finance Mandarin provides all of them, including but not limited to business context, cultural aspects, interactions with top trainers, motivations and customised learning path. These are also the reasons why Alex come to us.

 

 

“Speaking the language helps my business in a foreign country”

 

Alex considered himself innovative and open-minded. He has been working in different countries and is willing to learn new things. As suggested by his past experience working in a foreign country, he believes learning the local language helps him better communicate with colleagues and clients in the country although English is the medium of communication. Not to say in China, most universities, local companies and press are using Chinese as the major language. 




 
 

“Very happy to start the work”

We are also happy to have received Alex’s positive feedback!

*Alias

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Finance Mandarin pursues FOUR Connected Strategies | WIN-WIN | Learn Chinese with the best | Business Mandarin Hong Kong

WIN-WIN: Business Models for Transforming Customer Relationships.

FOUR Connected Strategies to establish long-lasting relationships with clients:

✔️ Respond to Desire

✔️ Curated Offering

✔️ Coach Behaviour

✔️ Automatic Execution

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Business Models for Transforming Customer Relationships

With mobile and wearable devices, customers get an improved experience when successful firms have more frequent customised interactions with them.

Companies now can anticipate customer needs as they arise, or even before. So as Finance Mandarin:

1.     Respond to Desire

  • Provides customers with services once they recognize what they need     

  • Comprehensive SWOP analysis and consultation with Program Director @Vienne

  • Finance Mandarin AI Learning Platform with 180,000 hours of financial materials to be accessed anywhere and anytime

 

2.     Curated Offering

  • Presents customers with a set of personally tailored options that might interest them

  • All Finance Mandarin courses are tailor to your needs.

  • Ensure you get you job and promotion you deserve

  • Finance Mandarin customise your learning path according to your preferred company, position and financial knowledge

3.     Coach Behaviour

  • Encourages customers to achieve larger goals with lower costs effectively and efficiently

  • Interactive classes and engaging tutors encourage students to speak up

  • Designs learning path to keep up with the progress

 

4.     Automatic Execution

  • Anticipates and meets the needs of customers even before they have become aware of those needs themselves 

  • AI Learning Platform allows you to revise anywhere and anytime with clear KPI stated

  • 15+ comprehensive courses tailored to your needs READY to book: www.financemandarin.com
    Some HOT topics🔥: Asset Management, IPOs, Private Equity

 
 

Finance Mandarin uses the combination of strategies to closely connected with you. We provide excellent learning experience and build long-lasting relationships with you.

You Learn, You Earn.

 

Harvard Business School 

Vienne Lee recommends connected strategy 

Finance Mandarin Connected Strategy: 

Connected Strategy: Building Continuous Customer Relationships for Competitive Advantage by Nicolaj Siggelkow and Christian Terwiesch

 

At Finance Mandarin: www.financemandarin.com

Bankers speak mandarin | Asset Managers Capture China Market | Prepare for Finance Jobs | Mock Job Interviews | China Market Success 

 
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Investor-backed Finance Mandarin ONLINE Education up 50% against the market crashes 

Coronavirus reshaping the top-end executive coaching

At Finance Mandarin our clients’ learning outcomes are our number one priority — we will always go out of our way to ensure their satisfaction. In these difficult times brought upon the Covid-19 virus, we have not lost our dedication to providing excellent coaching; that is why we will continue providing our amazing service to our students despite the limitations caused by the global pandemic

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Coronavirus reshaping the top-end executive coaching

At Finance Mandarin our clients’ learning outcomes are our number one priority — we will always go out of our way to ensure their satisfaction. In these difficult times brought upon the Covid-19 virus, we have not lost our dedication to providing excellent coaching; that is why we will continue providing our amazing service to our students despite the limitations caused by the global pandemic. 

In order to cope with the increasing demand from our clients, our COO John Ahern is leading the AI programmers to further incorporate cutting edge technologies such as data analytics, machine learning, and artificial intelligence to craft customized and enriched learning experiences.

The process begins through our meticulous learning assessment which can detail precisely how, why, and on what dimensions a student needs to focus on to succeed. Based on these assessments we can create a tailor-made curriculum that will match their requirements.  

Once we have identified our students’ strengths and weaknesses, Finance Mandarin will work with our high-end executive clients to create a curriculum that accommodates their busy schedules. Using our Finance Mandarin AI platform, our clients can log in from anywhere in the world.

Backed by five key performing indicators (KPIs), the Finance Mandarin platform is unlike any other online learning experience.  Finance Mandarin full-time trainers host live-streaming classes that are informed by personalized data to show each students’ performance profile, complete with challenges and focus areas.

We are incredibly grateful to all our clients as they make their transition from their face-to-face/ online hybrid lessons to solely conducting classes online. There will always be a place for our amazing face-to-face coaching as things settle down, but the emergency caused by the Covid-19 global pandemic has solidified the importance of online learning. As people’s schedules rapidly change and they become more fluid with their demands, learning will have to evolve.

The future is unknown, but we at Finance Mandarin are eager to incorporate new educational technologies as they develop. As always, we strive to create a product that meets all our clients’ needs. 

To learn more about our courses visit us at financemandarin.com

 
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