How can a Canadian Chinese CIO Overcome Work and Culture Challenges in Shanghai?

Senan Yuan, Chief Investment Officer, Fidelity International

今年迎来了香港回归 25 周年，内地金融行业改革开放以及内地和香港资本市场双向开放取得的成果大家有目共睹。作为一名金融行业从业者，我曾经在香港工作，并且随着公司的业务发展而有机会来到上海工作，接下来我会根据自身从业经历，和大家分享一下过去二十几年间，我在两地金融互通开放层面感受到的深刻发展变化。

1999年底，我决定从加拿大搬到香港，想要在职业道路上探索更多可能。这对于当时的我来说是一个大胆的想法。也正是这个决定，让我往后的工作和生活，都与香港和中国内地市场紧密联系在了一起。

在我刚搬到香港不久后，香港交易所（HKEX, 香港交易及结算所有限公司）在2000年6月27日成功上市，成为世界上最早一批上市的证券交易所。我对此次 IPO 记忆深刻，当时我正供职于一家为香港的银行和券商提供交易平台的科技公司，我到现在都还记得港交所上市首日的收盘价在10港元左右。

那时恒生指数差不多是在12,000点上下徘徊，我当时正在筹备这家科技公司在香港联合交易所创业板上市的相关工作。在那段时间，在香港上市的公司大部分都是科技企业。但随着互联网泡沫的破裂，我看到投资者对科技板块的热情迅速退潮，并很快开始将目光投向其他增长机会，而其中最受瞩目的就是飞速发展的中国。

凭借其国际金融中心的优势以及与内地的紧密联系，香港因此成为境外投资者通往内地这一广阔增长市场的门户，当时有很多大规模的IPO项目都让我印象深刻。比如2005年，中国建设银行选择在香港上市，募资金额达到了716亿港币，是当时最大规模的上市新股。就在次年2006年，中国工商银行在港上市，刷新了全球最大规模IPO记录，而它也是首家在A股和H股同步上市的公司。

2007年，我加入了富达国际。富达以自下而上的基本面研究著称，对中国内地市场的关注和布局也早已在21世纪初期就已经铺开，当时我们有很多基金经理都对投资内地市场非常感兴趣。

在富达，我的一项主要职责就是探索合格境外投资者（QFII, Qualified Foreign Institutional Investor）制度下的机会，这也是当时唯一一个允许外国投资者投资于内地市场的机制。尽管富达的QFII申请进度受到2008年全球金融危机影响稍有暂缓，但在2009年重启后，我们很快于2010年获得了QFII牌照，并在次年进行了第一笔对内地A股市场的直接投资。

QFII可以说是我在富达工作期间最喜欢的、也是很有成就感的项目之一，这个历时两年的项目涉及到与内地以及全球其他市场监管机构的广泛沟通讨论，需要系统性地完成规划、操作设计、合规审查和投资协调等一系列工作。

在富达的QFII投资正式启动之后，我每年都会和团队一起来到内地，争取申请更多的QFII额度。通过我们持续的努力，富达最大的三只基金都得以投资到内地证券市场，而且在2011至2014的三年间，通过QFII投资中国市场的富达基金数量快速增长到了15只。

2014年，“沪港通” (Shanghai-Hong Kong Stock Connect) 正式推出。互联互通机制是香港、上海、深圳交易所之间一项独特的合作模式，这为海外投资者投资内地股票市场以及内地投资者投资香港股票市场提供了良好且便利的渠道。作为投资者，一个充满潜力的市场的持续开放对于我们的工作至关重要，因此当我得知“沪港通”上线的时候，你可以想象我有多么欣喜和激动。“沪港通”目前涵盖了三地2000多只符合资格的股票。不过，对于寻求更加多元化投资的投资者来说，QFII仍是唯一途径。以富达为例，鉴于不同的客户需求以及监管要求，目前我们有超过100只基金是通过QFII以及互联互通机制投资于内地市场。

除了作为重要的新股集资市场以及连通境内外股票市场之外，香港市场在促进其他投资资金的跨境流动方面也发挥着重要作用。根据香港金融管理局的数据显示，内地有三分之二的外国直接投资（FDI）以及对外直接投资（ODI）增量是从香港进入或者通过香港这一中间桥梁完成。香港拥有全球最大的离岸人民币资金池，达到6000亿元人民币，能够提供较好的流动性 （liú dòng xìng; fluidity）。

全球范围内，超过70%的人民币支付是通过香港结算，并且香港的人民币外汇和衍生品交易额在离岸市场中也是最高。

时至今日，与我早年的从业经验相比，随着QFII以及互联互通机制的扩容，全球投资者进入中国市场的渠道已经日臻丰富和完善。截至2021年12月，互联互通机制下，已有1.5万亿元人民币净流入内地股票市场，以及2.1万亿港元内地资金净流入到港股市场。

25年以来，经历过1997年亚洲金融危机、2003年“非典”疫情、2008年国际金融危机、2020-2022年“新冠”疫情，纵然有诸多风雨与挑战，香港如今依然屹立于香江之畔，扮演着中国与全球资本市场“超级联系人”的重要角色。

就在我写这篇文章时，我留意到香港交易所的股价已涨到300多港元，我认为由此也可以反映出香港长期以来在全球金融市场中的重要地位。

展望未来，随着人民币国际化、中国市场的进一步开放、两地金融市场互通互联的深化以及粤港澳大湾区的建设加速，我相信香港金融业的大时代与大繁荣将有望展开新的篇章。

You Learn, You Earn.

Fidelity Hong Kong’s Asian Bond Fund won the three-year overseas China Bond Golden Bull Fund 🏆

Congratulations 🥳 🎉 Fidelity Hong Kong’s Asian Bond Fund won the three-year overseas China Bond Golden Bull Fund 🏆

Senan Yuen, CIO, Fidelity China 🇨🇳

2020年11月20日，由中国证券报主办的“激发经济新活力启航资管新征程—2021中国银行业财富管理论坛”在上海举行。

Calling ABN AMRO Alumni ❤️

Vienne Lee, the CEO and Program Director of Finance Mandarin, with alumni from a Dutch Bankers Group, ABN AMRO.

Deborah Orida Appointed as the First Chief Sustainability Officer (CSO) for CPP Investment

Deborah Orida is appointed as the first Chief Sustainability Officer (CSO) for CPP Investment. She is responsible for the approach to environmental, social and governance matters, particularly climate change.

Julien Bernard having Mandarin Class in Hong Kong

The Real Julien Bernard 👍👍👍

Finance Mandarin is glad to work with the French asset management company. With €1.729 trillion of assets under management (AUM) at the end of 2020, one of the 10 biggest investment managers by AUM in the world.

Vienne Lee & Julien Bernard

Wow, you are tall! After so many months of remote video Chinese lessons, it is a pleasure to meet the real Julien in person.

Julien finally arrived in the Hong Kong office in September, and today greeting his Finance Mandarin teaching team Vienne Lee Finance Mandarin and Debbie Chen Finance Mandarin 北京金融汉语老师 face to face.

Julien has already started his Mandarin journey several months ago, when he was in Milan, Paris, and he continued learning during 3 weeks of quarantine in HK. All successfully online 1-1 Finance Mandarin coaching with our senior coach Debbie and our AI learning platform.

Finance Mandarin Top Trainer Debbie Chen & Julien Bernard

He is already making great improvements in Mandarin - you can talk to him yourself, and encourage him to practice more in Mandarin Chinese. Julien is committed to understanding the China market, and lead his team to capture the Greater China asset management market.

“Thanks for organizing the wonderful learning experience for me. “

Julien told Vienne and Debbie this morning. ❤️

We are happy to have C-level asset giants onboard.

Are you the next one?

Next Finance Mandarin Reading Club’s Choice: Weijian Shan’s new book “Money Games”

Next Finance Mandarin Reading Club’s Choice: Weijian Shan’s new book “Money Games”

“Money Games” is a riveting tale of one of the most successful buyout deals ever: the acquisition and turnaround of what used to be Korea's largest bank by the American firm Newbridge Capital.

Full of intrigue and suspense, this insider's account is told by the chief architect of the deal itself, the celebrated author and private equity investor Weijian Shan.

With billions of dollars at stake, and the nation's economic future on the line, Newbridge Capital sought to become the first foreign firm in history to take control of one of Korea's most beloved financial institutions.

Come Join Us!

💫 You Earn, You Earn.

www.financemandarin.com

Finance Mandarin specializes in coaching executives Mandarin for business communication.

Nicolas Aguzin, CEO of HKEX: What Is The Future of Hong Kong's Financial Industry?

On the 15th July 2021, the Finance Mandarin team joined the “Hong Kong: Financing Asia’s Growth” forum held by Asia Society Hong Kong. The VIP speaker for the event was Nicolas Aguzin, the CEO of HKEX, and moderated by Ronnie Chan, the Chairman of Hang Lung Group Limited.

Asia Society Hong Kong Center organised Finance Asia’s Growth today, with Nicolas Aguzin, Chief Executive Officer of Hong Kong Exchanges and Clearing Limited (HKEX) as the speaker.

The Future "Big Bang" in Finance

Mr. Aguzin emphasized that there will be a “big bang” in finance for Hong Kong in the next 10 years. Hong Kong’s capital market is expected to grow to over US$100 trillion and will be the biggest value creation and movement of money that humanity has ever seen.

“The best years of Hong Kong are ahead of us”, stated Aguzin.

The relationship between Hong Kong and China

The greater the Shenzhen and Shanghai do, the greater the Hong Kong performs. Hong Kong’s prospect is closely related to the development of Shenzhen and Shanghai. Mr. Aguzin stated that Hong Kong must work closely together to create vibrancy in the market to bring fortune and prosperity to the people. 

What can Hong Kong do to continue to strive in the future?

Mr. Aguzin commented that the HKEX needs to continuously look for areas of improvement. He shared an example of the black storm signal that was hoisted a few weeks ago, which caused the market's suspension. The lack of volatility needs to be addressed since work-from-home has already been a trend ever since the pandemic started. HKEX will look for solutions to tackle its vulnerabilities such as undisrupted operation under unforeseeable bad weather.

In general, Mr. Aguzin had high expectations and optimism about Hong Kong’s future development. He emphasized that there is a complementary relationship between Hong Kong and China, that the progress of Shenzhen and Shanghai will directly flourish Hong Kong’s wealth. Therefore, he highly encouraged companies to work closely in China to grasp a position to grow their business. 

It is mutually believed that there are vast opportunities in mainland China. This further highlights the importance of learning the nation’s language: Mandarin Chinese. Learning the Mandarin language is the most fundamental stepping stone to open doors of opportunities in China. It helps you to understand better the mentality of Chinese people and their business strategies.

“If you talk to a man in a language he understands, that goes to his head. If you talk to him in his own language, that goes to his heart.”

Finance Mandarin has been providing Business Chinese Language Courses, using real case studies and with topics on JUMBO IPOs as learning materials.

Case Studies on IPOs includes Alibaba, China Tower, Kuaishou, Xiaomi, JD.COM, Meituan, Netease, Baidu, Bilibili, Yum China, Evergrande and more.

Learn Chinese with IPO Course: https://www.financemandarin.com/course-fm004-ipo

💫 You Learn, You Earn.

www.financemandarin.com

Charles Li, former CEO of HKEX: Next Potential Global Trend: Cashless Society

What did Charles Li reply when Ming Pao asked “ why DiDi Chuxing choose US IPO? “

Charles Li's LIVE speech in Mandarin Chinese: Continuous Development of the Finance Industry in Hong Kong

Finance Mandarin joined the Insight Forum held by Our Hong Kong Foundation on 6th July 2021 (Tue) 3 pm – 4:30 pm HKT for the insights from professionals:

🔍 Charles Li, Senior Advisor to the Board at Hong Kong Exchanges and Clearing Limited (HKEX)

🔍 Laurence Li, Chairman of Financial Services Development Council

🔍 Wang Lei, CEO of Huatai Financial Holdings (Hong Kong) Limited

🔍 Kenny Lam, CEO of Two Sigma Asia Pacific

🔍 Stephen Wong, Deputy Executive Director and Head of Public Policy Insititute of Our Hong Kong Foundation

Mr Charles Li is the former Chief Executive of Hong Kong Exchanges and Clearing Limited (HKEX).

Insights from Li:

✔️ Next Potential Global Trend: Cashless Society

✔️ Worth discussion in the Finance Industry: Is it an opportunity or a challenge?

✔️ China 🇨🇳, and Hong Kong could lead the trend of cashless payments to the world if preparation is done

✔️ More small businesses (Labour Entrepreneurship) may lead in China

Finance Mandarin pioneer in providing the most popular FinTech Bootcamp Class for hedge fund, venture capital and private equity.

Book a Fintech Class today at Finance Mandarin for your improvement in Business Chinese: https://www.financemandarin.com/course-learn-mandarin?ct=35

Learning Mandarin Chinese is the key to success

💫 You Learn, You Earn:

J.P. Morgan's Philippe El-Asmar: ETF Pitch in Mandarin Chinese | Busy Fund Manager Learns Business Chinese | Student Showcase

J.P. Morgan's Philippe El-Asmar: ETF Pitch in Mandarin Chinese | Busy Fund Manager Learns Business Chinese | Student Showcase

Pitching in Mandarin is not easy. But where there’s a will, there’s a way. I am proud to introduce one of my dearest students: Philippe El-Asmar, of J.P. Morgan. He just delivered an outstanding speech in Mandarin for the first launch of CIFM’s ETF in China 🇨🇳.

✅ Why does Philippe believe in China’s success?
✅ Why does he choose to work in China?
✅ Why does he encourage his 5 kids to learn Chinese?

Listen and you will be proud of him! 👏👏👏 Well done Philippe!

Mark Machin, Former President & Chief Executive Officer at CPP Investment Board

Mark Machin, Former President & Chief Executive Officer at CPP Investment Board

Dear Friends,

I just sent this message to my colleagues at CPPIB and wanted to share it with you.

Tomorrow is my last day at CPPIB. All journeys must come to an end. It has been said that it is better to travel well than to arrive. And we have traveled well.

What an incredible latest fiscal year. When I first sat in the seat as President and CEO five years ago, the assets were $278.9 billion; and it’s wonderful to have seen them grow to nearly $500 billion as of March 31. We generated returns over the last five years that none of us could have thought likely, averaging more than 11.0% per year! And you, we, have achieved this collectively. You have burnished CPPIB’s reputation as a benchmark and model for other pension funds around the world. I am so proud of each and every one of you, and I feel lucky to have worked along side you.
As I look back over the last few years, I am particularly proud of the momentum the organization has developed in a number of key areas: the use of data for investment insights; innovation and venture capital; sustainable investing; a strengthened lead in markets in Asia and Latin America; a deepened presence in Europe; a bolstered bi-coastal presence in the U.S.; greater diversity and inclusion; total fund management; installing a dedicated CIO; and, of course, improvements in all dimensions of risk management.

More important, our organization is not just about investment returns. The returns directly translate into the security and success of millions of Canadian retirements. We have been united in a common mission to serve the Canadian public; and we have delivered through your dedication, talent, and extraordinary work. That’s all the more true during the year of COVID, as we’ve been able to give comfort and confidence to Canadians at a time of intense stress and uncertainty that their pensions are safe, sound, and flourishing. You have outperformed with grace under fire. And I applaud each of you.

From tomorrow, I will be looking on with pride, and with awe, at your continued success. I have huge confidence in your future. I’d like to give a big thank you to my colleagues on the Senior Management Team, to all of you at CPPIB, to the board, and to Canada for having given me the opportunity to have worked with you all. It has been the highlight of my career. My special best wishes to John for a long and successful tenure as CEO.


Best regards,
Mark

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Mary Callahan Erdoes, J.P. Morgan's CEO of Asset & Wealth Management: Top 10 Themes That Will Define the Future of Asset and Wealth Management

Top 10 Themes That Will Define the Future of Asset and Wealth Management

J. Pierpont Morgan would be proud that many of the historical tenets of the asset- and wealth-management industry still form the bedrock of how money is managed in modern times. J.P. Morgan’s first investment fund was started in the late 1800s to serve British financiers wishing to invest in the emerging United States of America. The fund’s 150-year track record is a testament to our industry’s founding principle: While the world may change, clients’ desire for investment expertise and personalized service won’t.

With that in mind, here are 10 key themes that we look forward to helping our clients navigate in the future.

1) Price. Ever since I entered the asset-management industry, skeptics have warned that fee pressure will destroy profitability and detract top talent from the profession. Fees in every industry compress at some point. Successful firms of the future will thrive by either providing commodity-like products at scale for near-zero cost, or delivering hard-to-access insights and exposures that command a premium. Our industry must strive for continuous improvement on both ends of the spectrum.

2) Scale is a matter of survival. With compressed pricing, heavy regulatory controls, and immense spend on data, analytics, and risk-management tools, firms need a relentless focus on operational efficiency, a rigorous control framework, and a disciplined prioritization process around investments for the future. In this context, scale is key. Mergers and acquisitions and outsourcing of sub-scale and noncore capabilities to service providers will enable smaller firms to refocus their efforts back into their most important asset: talent.

JP Morgan Wholly-Owned Subsidiary in China Opened

3) Actively advising clients. If we learned anything from the Covid-19 crisis, it is the need for sound advice in volatile times. During that time, thousands of actively managed funds outperformed their passive alternatives across asset classes and portfolios. While markets may be efficient, manager selection is key and clients need guidance. The average industry return of a balanced portfolio over the past two decades was 6.4% annually, while the actual experience of the average retail investor was only 2.9%, a stark reminder of how critical hands-on advice is.

4) Impact and purpose. Portfolio managers and research analysts have become essential for investors seeking to make an impact in the world through their assets. Over 80% of surveyed CIOs expressed intent to invest in environmentally and socially conscious companies. Analyzing CEOs and their management teams is no longer just about inquiring about their financial and operational expertise and vision, but also about the impact they make on their communities and the planet. Rising demand for companies that drive positive change will create a virtuous cycle of asset allocation for good.

5) Personalization. Today’s investors want to be intentional, not passive, in investing. They care about taxes and want to overweight companies that can make a difference. They want to avoid whole sectors, or actively own and vote on a company’s strategic plans. Giving clients the freedom to pursue their very specific objectives in a highly customized manner will continue to drive innovation in our industry.

JPMorgan Asset Management MRF: 6th Mainland-HK Mutual Recognition Fund

6) Stable and predictable incomes. Millions of investors around the world have come to rely on their investment portfolios as a stable source of income. With individuals enjoying longer life spans and more active lifestyles, especially during retirement years, asset managers need to adapt their strategies to provide for a stable and predictable flow of income every month. Along the same lines, saving needs to start at a young age. Today, less than 40% of Americans have enough savings to pay for an unexpected $1,000 expense in cash. It is our collective responsibility to educate and advise on what is required to cover all of life’s events and milestones.

7) Understanding China. The pandemic has highlighted the interconnectivity of the world and how important China is to supply chains and new innovations. Against this backdrop, it is irresponsible to be a fiduciary of client capital and not have a deep understanding of places like China. It is hard to imagine having a true grasp of competitive global forces without on-the-ground insights of the economies, cultures, and politics of re-emerging global marketplaces. After 100 years of being on the ground in China, J.P. Morgan is poised to become the first foreign asset manager to acquire full ownership of a Chinese fund manager, pending regulatory approval. That kind of commitment will contribute massively to our global research network.

14th Five-Year Plan Insights: CBIRC - Real Estate - Grey Rhino with Greatest Financial Risk

8) Technology drives everything. To adapt to the velocity of progress and change, technology is providing our industry access, speed, and agility like never before. With more technologists than Google and Facebook combined, J.P. Morgan invests over $12 billion annually in technology to help empower our clients and employees to work faster and more seamlessly in ever-changing markets. We need to be forward thinking and have the ability to be a disruptor. Agile, collaborative partnerships between technologists and their businesses will drive innovation and speed to market at an exponential pace.

9) Access. With a global footprint and a full suite of investment vehicles, asset managers must continue to focus on enabling first-time investors to invest in previously inaccessible areas. We are finding ways to provide more opportunities, more choice, and more power to people. Investments once only available to the largest investors in the world are now being accessed by the everyday investor. Democratization of markets should create better outcomes for investors of all sizes. 

10) A new flexibility. Our industry adapted quite seamlessly to a previously unimaginable work-from-home scenario. As such, increased flexibility will broaden talent pools and should promote greater diversity. While never losing the apprenticeship nature of our business, we should continue to find new ways of working with one another to generate even greater success.

In coming years, the industry’s winners will remain obsessed about their fiduciary responsibilities. As stewards of capital, the ability to leverage technology and scale to deliver the same extraordinary experience for every investor, with $100 or $100 million, is now within reach.

Book your Asset Management Certificate at Finance Mandarin

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ByteDance IPO Business Chinese Mandarin | Interactive Course

As of November 2018, ByteDance had over 800 million daily active users (over 1 billion accumulated users) across all of its content platforms. The valuation of ByteDance was approaching USD 400 billion for private-equity investors in Apr 2021. It was claimed that revenue is mainly generated from Douyin and Toutiao, through advertising by pushing them to the target segment. Keep reading to see how the algorithm works.

ByteDance chose to go for a unique path since its establishment in 2012. Among all Chinese Internet companies, ByteDance is the first startup not receiving support or investment from Alibaba, Tencent and Baidu. In contrast, ByteDance is considered a competitor to those tech giants. Furthermore, ByteDance aims at competing with Google and Facebook.

We may attribute the success of ByteDance to its Bytedance’ artificial intelligence (AI) application and machine learning, which is APPs like Douyin(Tiktok) and Toutiao push news and videos to people “based on their interests”. The founder and CEO Zhang Yiming, who has announced to step down in late 2021, once emphasized that Toutiao was not a news application, but an AI one in the social media business. The innovative ideas can greatly increase the time consumers’ spent on the APPs as all content are tailored for them according to what they have browsed and liked previously. The more the users, the greater the database to generate a more accurate report for choosing which content to be delivered to an individual.

Although all statistic looks good for ByteDance as an IPO, it was denying the rumours of it going public in Apr 2021. With that being said, people still believes IPO is their ultimate target.

Key takeaways in class:

• Possible Reasons for ByteDance Founder Zhang Yiming Stepping Down

• Business Model of ByteDance from Douyin(Tiktok), Xigua Video and Toutiao

• The US-China Trade War

Finance Mandarin offers 1 on 1 and group Mandarin Coaching for Business Purposes with Finance Focus materials. Enrol 1 on 1 session anytime and anywhere. And Group class.

With Harvard-MBA approved case methodology.

Buy your ticket for ByteDance IPO Plan Q&A, over 1300 registration received on LinkedIn!

I can do self-study to learn Mandarin already, what is the point of joining Finance Mandarin?

“ I don’t have a teacher that gives me immediate responses.”

*Alexander Bryan, a C-suite English speaker working in the capital market, was frustrated when he first tried to study on his own.

Alex is highly motivated to learn Mandarin even before joining Finance Mandarin. He had tried studying by himself. But soon he acknowledged the drawbacks of it, he did not know whether he is doing right on the pronunciations and usages of the vocabularies. There is no one to correct his pronunciations. Besides, he can only learn a few words but they are not for business purposes!

The materials he accessed to was not designed for business purposes, not to mention learning the finance terms you will come across in your work. There is also no proper feedback for further explanations. There are usually no cultural aspects taught as well. While there are no interactions between teachers and students, no motivations and no comprehensive lesson plans, Alex finally made his choice:

Coming to 1 on 1 Finance Mandarin focused learning to prepare for his next business trips to Shanghai and Beijing soon.

For absolute beginners like Alex, there will be basic topics at the beginning at Finance Mandarin, and they are all customised. For Alex, we prepared some commonly used wordings in business greetings to start with, with content adjusted according to his position and company. We have been through a joyful lesson time indicated by positive feedback received afterwards!

 Resources online lack personalized content for executives. With that being said, Finance Mandarin provides all of them, including but not limited to business context, cultural aspects, interactions with top trainers, motivations and customised learning path. These are also the reasons why Alex come to us.

“Speaking the language helps my business in a foreign country”

Alex considered himself innovative and open-minded. He has been working in different countries and is willing to learn new things. As suggested by his past experience working in a foreign country, he believes learning the local language helps him better communicate with colleagues and clients in the country although English is the medium of communication. Not to say in China, most universities, local companies and press are using Chinese as the major language. 

“Very happy to start the work”

We are also happy to have received Alex’s positive feedback!

*Alias

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Finance Mandarin pursues FOUR Connected Strategies | WIN-WIN | Learn Chinese with the best | Business Mandarin Hong Kong

Business Models for Transforming Customer Relationships

With mobile and wearable devices, customers get an improved experience when successful firms have more frequent customised interactions with them.

Companies now can anticipate customer needs as they arise, or even before. So as Finance Mandarin:

1.     Respond to Desire

• Provides customers with services once they recognize what they need     

• Comprehensive SWOP analysis and consultation with Program Director @Vienne

• Finance Mandarin AI Learning Platform with 180,000 hours of financial materials to be accessed anywhere and anytime

2.     Curated Offering

• Presents customers with a set of personally tailored options that might interest them

• All Finance Mandarin courses are tailor to your needs.

• Ensure you get you job and promotion you deserve

• Finance Mandarin customise your learning path according to your preferred company, position and financial knowledge

3.     Coach Behaviour

• Encourages customers to achieve larger goals with lower costs effectively and efficiently

• Interactive classes and engaging tutors encourage students to speak up

• Designs learning path to keep up with the progress

4.     Automatic Execution

• Anticipates and meets the needs of customers even before they have become aware of those needs themselves 

• AI Learning Platform allows you to revise anywhere and anytime with clear KPI stated

• 15+ comprehensive courses tailored to your needs READY to book: www.financemandarin.com
  Some HOT topics🔥: Asset Management, IPOs, Private Equity

Finance Mandarin uses the combination of strategies to closely connected with you. We provide excellent learning experience and build long-lasting relationships with you.

You Learn, You Earn.

Harvard Business School 

Vienne Lee recommends connected strategy 

Finance Mandarin Connected Strategy: 

Connected Strategy: Building Continuous Customer Relationships for Competitive Advantage by Nicolaj Siggelkow and Christian Terwiesch

At Finance Mandarin: www.financemandarin.com

Bankers speak mandarin | Asset Managers Capture China Market | Prepare for Finance Jobs | Mock Job Interviews | China Market Success 

6 Facts You Need To Learn About Xiaohongshu 小红书 | Learn Business Mandarin with Vienne Lee

Vienne Lee and Debbie Chen hosted a Xiaohongshu IPO LIVE event on 4 June 2021, 9.30 a.m. They discussed the key leaders of Xiaohongshu, explored its business model and challenges. At Finance Mandarin, we provide the latest market insights and case studies to help corporate leaders master the Mandarin language skills, to prepare for Mandarin communication with Chinese clients.

What is Xiaohongshu？

Xiaohongshu is an e-commerce （电商）and social media platform （社交平台）that allows users to share their product feedback and lifestyles. It has over 300 million users worldwide.

What is 种草？

种草 (seeding/grass plating) is a network term created on Xiaohongshu’s platform. It means to be influenced to purchase something. Hence, the consumer’s purchasing behavior is greatly influenced by KOLs and KOCs. This has created a large e-commerce and advertisement platform for Xiaohongshu.

By studying this case study, you will be able to:

✔️ Identify the listed capital of Xiaohongshu

✔️ Realize the investment from well-known institutions

✔️ Predict potential challenges

✔️ Analyze the competitiveness

Vienne has prepared 8 real case studies about Xiaohongshu. Learn more at Finance Mandarin.

Connect with Vienne Lee to book a course

Coaching Business Mandarin for Executive Leaders

You learn, you earn

Laugh and Share | Lunch with Finance Mandarin Students

Vienne and two loyal fans students, Ning and Mireille had a great lunch in a gorgeous modern Chinese Restaurant (Duckee) in Lee Garden Causeway Bay today, 3 June 2021.

When women sit at a table, there are always sharing. The three experienced ladies, an educator, an M&A banker and an ex-equity sales head, discussed job markets in the capital market, from sell-side to buy-side, as an appetizer.

Moving to the main course, e-commerce in China is now on the rise. The power of it can never be neglected, in particular, annual active consumers of China's largest mobile commerce platform, Taobao, reached 674 million as of June 30, 2019. 

In light of that, Mireille and Vienne taught Ning how to use Taobao to buy a Mask, to witness the power of China e-commerce together. 

They also joked about opening a shop on WeChat, one of the biggest China e-commerce platform.

When it comes to dessert, the beauties love it. Taking about beauty and health, living a positive lifestyle from different perspectives. And also how to prevent the sun from burning while playing golf. I believe everyone would love to hear this; we all have our own little tips. 

With the soft lighting and the relaxing atmosphere, the ladies who were not supposed to eat sweet today, enjoyed their treats in laughter. 

Investor-backed Finance Mandarin ONLINE Education up 50% against the market crashes

Coronavirus reshaping the top-end executive coaching

At Finance Mandarin our clients’ learning outcomes are our number one priority — we will always go out of our way to ensure their satisfaction. In these difficult times brought upon the Covid-19 virus, we have not lost our dedication to providing excellent coaching; that is why we will continue providing our amazing service to our students despite the limitations caused by the global pandemic. 

In order to cope with the increasing demand from our clients, our COO John Ahern is leading the AI programmers to further incorporate cutting edge technologies such as data analytics, machine learning, and artificial intelligence to craft customized and enriched learning experiences.

The process begins through our meticulous learning assessment which can detail precisely how, why, and on what dimensions a student needs to focus on to succeed. Based on these assessments we can create a tailor-made curriculum that will match their requirements.  

Once we have identified our students’ strengths and weaknesses, Finance Mandarin will work with our high-end executive clients to create a curriculum that accommodates their busy schedules. Using our Finance Mandarin AI platform, our clients can log in from anywhere in the world.

Backed by five key performing indicators (KPIs), the Finance Mandarin platform is unlike any other online learning experience.  Finance Mandarin full-time trainers host live-streaming classes that are informed by personalized data to show each students’ performance profile, complete with challenges and focus areas.

We are incredibly grateful to all our clients as they make their transition from their face-to-face/ online hybrid lessons to solely conducting classes online. There will always be a place for our amazing face-to-face coaching as things settle down, but the emergency caused by the Covid-19 global pandemic has solidified the importance of online learning. As people’s schedules rapidly change and they become more fluid with their demands, learning will have to evolve.

The future is unknown, but we at Finance Mandarin are eager to incorporate new educational technologies as they develop. As always, we strive to create a product that meets all our clients’ needs. 

To learn more about our courses visit us at financemandarin.com. 

About Finance Mandarin

Finance Mandarin is an AI+Education company. We are the trusted communication advisors to the world's leading businesses, governments, and institutions.

We work with leading organizations across the private, public and social sectors at which they have connections with China.

Our scale, scope, and knowledge allow us to address problems that no one else can. We have deep functional and industry expertise as well as the breadth of geographical reach.

The expert for learning Chinese for Business Purpose: AI+FinTech + IPO +M&A

Visit us at www.FinanceMandarin.com for more information. Finance Mandarin is an AI+Education company. We are the trusted communication advisors to the world's leading businesses, governments, and institutions. We work with leading organizations across the private, public and social sectors at which they have connections with China.

Contact Vienne Lee for course review.

Website: www.FinanceMandarin.com

Email: VienneLee@FinanceMandarin.com